In our last blog post, we touched on how the warmer months of the year, June through September, are the time of the year where the most worker’s compensation claims are filed. As a small business, this type of claim towards your insurance can cost quite a bit and take a huge hit on your overall business. Rather than let that happen and find out the hard way, you can count on Security Insurance Group to provide you with the high-quality insurance that you need, while still providing you with ways that you can minimize the chances of any harsh accidents happening at your workspace this summer. Our last post covered training and orientation and supervision. Today we are going to cover just a few other things that you can do to maintain a safe workspace in your place of business.
WORRYING ABOUT CLAIMS DURING WARMER MONTHS – PART 2
GET A LITTLE FLEXIBLE
With some businesses, it’s hard to manage a flexible schedule that won’t bend when the weather calls for it. In industries where temperatures get too outrageously high levels, you need to be able to have a plan in action that will provide you with something to do if the warm weather, or cool weather, gets to a point where your employees can’t safely work outside. When plans aren’t flexible, it can lead to situations where there is an increase in the chances of an accident happening. When you create this plan, you set up a plan of success for your employees and your business.
MANAGE WEATHER CONDITIONS
Weather is something that can also help you plan for safer conditions with your employees and the job. When weather affects the conditions of a job site or the area that your employees are working in, the chances of an accident increase. For example, when the heat gets to an extreme high, your employees could wind up in some incredibly hot temperatures and increase the chances of a heat stroke, dehydration or various other forms of reactions to the warm weather. The best way to do this is by downloading an app or service that provides you with constant updates on the weather, that way you’re able to recognize when the temperatures have hit an all time high, low or have any other types of storms that could hit the place that your employee is.
CONDUCT AN AUDIT
If there are times where you are uncertain as to whether or not the work conditions that your employees are in are safe, then it’s always a good idea to conduct an audit on the area of workspaces so that you are able to get a better idea of what the site is going to look like in extreme conditions and how your employees will be in that space. This will help you set the bar for when you need to be extra careful with weather conditions or any other elements that could create a dangerous setting for you and any crews that will be on the worksite. Conducting an audit can also create awareness of any issues that are on the site that may need to be fixed ahead of time so that the chances of any injuries are lessened moving forward, but also entirely avoided before the time comes for your staff to be on the site.
The safety of your employees is important, and regardless of what type of business it is that you have, it’s important to understand what you can do to better care for your employees and workspace. We know that the safety of your workspace matters to you, and we hope that our team of insurance agents can provide you with that additional coverage that you need so that, at the end of the day, your business is in a good place and the chances of any injuries are decreased incredibly.
Security Insurance Group has everything that you need to prepare your business for the various claims that could arise in the summer time. We will provide you with the coverage that you need when things go awry and you are in need of additional coverage. Call our office today and allow for us to work with creating the perfect insurance plan for you.